TD Waterhouse

For investment listings, prospectus and performance information,
call 1-800-934-4448

FEATURE

Broker's Website Address www.tdwaterhouse.com

Offer individual, non-prototype trust accounts for 401k plan participants? yes

Annual account fee, if any none

Point of Contact: none

Number of no-transaction fee mutual fund groups offered (Please refer to broker's website)

Number of portfolios that are no-transaction fees (Please refer to broker's website)

Initial minimum deposit for non-custodial 401k account* none

Subsequent minimum deposit to account* none

Minimum on-line transaction fee for stocks or bonds (call broker for details)

Minimum telebroker transaction fee for stocks or bonds (call broker for details)

Is an Automatic Investment Allocation Program (AIAP) available for mutual fund purchases? yes

*Minimum deposits DO NOT apply to mutual fund purchase minimums, as set by each fund group.

FEATURE
Broker's Website Address	www.tdwaterhouse.com
Offer individual, non-prototype trust accounts for 401k plan participants?	yes
Annual account fee, if any	none
Point of Contact:	none
Number of no-transaction fee mutual fund groups offered	(Please refer to broker's website)
Number of portfolios that are no-transaction fees	(Please refer to broker's website)
Initial minimum deposit for non-custodial 401k account*	none
Subsequent minimum deposit to account*	none
Minimum on-line transaction fee for stocks or bonds	(call broker for details)
Minimum telebroker transaction fee for stocks or bonds	(call broker for details)
Is an Automatic Investment Allocation Program (AIAP) available for mutual fund purchases?	yes
*Minimum deposits DO NOT apply to mutual fund purchase minimums, as set by each fund group.