$1,195/year

$2,595/year

$695 first-year-only setup fee
No 401k loans (need Elite version)
Your choice of any of several providers' no-load mutual fund families or Schwab self-directed brokerage accounts. No hidden fees, costs, or commissions.

$0

$0

$2,580/year

$3,300/year

Set-up fee for conversion plans
is $1495. Online 401(k)charges $95 for each distribution and/or loan per year, and extra fees for access to self-directed brokerage accounts. Very limited investment selections, with no access to Vanguard Funds or Fidelity Funds. Possible hidden fees, or costs.

$2,500

$10,000

$2,520/year
($1800 annual fee + $36/partic. fee)

$3,600/year
($1800 annual fee + $36/partic. fee)

$401 first-year-only setup fee
$125 per loan fee
$100 per distribution fee
Investment fees may apply (in addition to normal asset-based fees);
Prepackaged investments only with hidden investment fees and costs.

$2,500

$10,000

$2,350/year
($1750 annual fee + $30/partic. fee)

$3,250/year
($1750 annual fee + $30/partic. fee)

$750 first-year-only setup fee
$75 per loan fee
$25 per distribution fee
$1,000 plan transfer fee (if applicable)
Nondiscrimination testing fee of up to $1000 (fee amount is contingent upon plan design)
Proprietary investments only

$2,500

$10,000

$2,040/yr ($1,320 annual fee + $36/partic. fee)

$3,120/yr ($1,320 annual fee + $36/partic. fee)

$1,000 setup fee
$150/plan amendments
Limited investment choices-- Prepackaged mutual funds with approx. average expense ratio of 1.5% plus additional hidden fees and costs.

$2,500

$10,000