[topic 4]
401k Basics (go now!)
Topics covered:
-- 401k Plans Are Defined Contribution Plans
-- The Plan Sponsor
-- The Plan Vendor
-- Third-party Administrators
-- Auto Enrollment
-- Employee Contributions
-- Employer Contributions
-- 401k Contribution Guidelines and Limitations
-- 401k Investments
-- 401k Investing and Tax-deferred Saving
-- Withdrawals and 401k Loans
-- ERISA Participant Rights Protections
-- IRS Compliance Tests
-- Safe Harbor 401k Plan Administration
-- Economic Growth & Tax Reconciliation Act of 2001 (EGTRA)
-- 401k-type Plans for One-Person Businesses
Go now to 401k Basics.
About Us (go now!)
Topics covered:
-- Patented 401k Technology
-- Years of Full-Service 401k Background
-- Easytec Has Taken the 401k to a Higher Level
-- Specialists in Affordable, Flexible 401ks for Small and Medium Sized Companies
-- Employees Appreciate Investment Flexibility
-- Employers Want Affordability Yet Quality and Asset Security
-- Employers Like Our Money-back Guarantee
-- Easytec's Roots Reach Back to the 401k's Early Days
Go now to About Us.
Choosing Your Plan's Investments: 4 Principles (go now!)
Topics covered:
-- Intro: Ensure Your Plan's Appeal With Great Investments
-- Principle 1
-- Principle 2
-- Principle 3
-- Principle 4
-- We're Here to Help
Go now to Choosing Your Plan's Investments
Contact Us (go now!)
Topics covered:
-- Phone Contact Info
-- E-mail Contact Info
-- Online Contact Submittal Form
Go now to Contact Us
Customization Options (go now!)
Topics covered:
-- Two Levels of Customization Are Available
-- Customization Options Chart
-- Our IRS Approved Prototype 401k Plan
-- The Safe Harbor Method of Plan Operation
Go now to Customization Options
Demo/Free Demo (go now!)
Topics covered:
-- Request a Guided Tour, or View the Online System on Your Own
-- About Online Self-Service Plan Management
-- About Online Self-Service Plan Participation
Go now to Free Demo
ERISA 404c Compliance (go now!)
Topics covered:
-- Web 401k Helps You Meet Your 404c Responsibilities
-- The System Contains Links to Personal Retirement Planning Services
-- The Services Can Be Paid For by the Employee(s) Using Them
-- Listing of Online Personal Retirement Advice Services
-- Professional Help with Educating Plan Participants About Other 401k Matters
-- 404c Protection for Plans Using Self-Directed Brokerage Accounts
-- About the Required Fidelity Bond (a.k.a., ERISA or Fiduciary Bond)
Go now to ERISA 404c Compliance
Federal Reporting/401k FedForms (go now!)
Topics covered:
-- 401k FedForms Is Free
-- Topics Covered at 401kfedforms.com
-- Updated Annually
-- Not Tax Advice
Go now to Federal Reporting/401k FedForms
Frequently Asked Questions (go now!)
Topics covered:
-- 3 Advantages of Web 401k Over Other 401ks
-- 2 Main Differences Between Web 401k and Other 401ks
-- Prototype Plan
-- Already Have a 401k?
-- Full Service Options
-- Free Setup Help
-- You're Never Locked into Self Service Administration
-- Employer Contributions
-- Part-time Workers
-- 401k Loans
-- 401k Hardship Withdrawals
-- Investment Flexibility
-- Program Updates
-- Pricing Based on "Eligible" Not Participating Employees
-- IRS Savvy
-- 401k Compliance Testing
-- Year End Tax Reporting Help
-- Simple, Complete Plan Administration
Go now to Frequently Asked Questions
Full Service 401ks (go now!)
Topics covered:
-- Our Affiliate Pension Service Associates (PSA) Specializes in Full-Service 401ks
-- Quality + Flexibility + Affordability = PSA's 401k Solution
-- PSA Full Service 401ks vs. Web 401k 401ks
-- PSA Full Service 401k Pricing
-- Converting Existing 401k Plans Is Quick and Affordable
-- PSA Handles All Types of Retirement Plans, Including 403b Plans and IRAs
-- Why Your 401k Investment Choice Affects PSA Pricing
-- For More Information...
Go now to Full Service 401ks.
Glossary of 401k Terms (go now!)
Topics covered:
-- 12b-1 Fees
-- Annual Management Fee
-- Asset Allocation Fund
-- Automatic Enrollment
-- Back-end Load
-- Balanced Fund
-- Beta
-- Bond Fund
-- Broker/Dealer
-- Bundled Plan
-- Class A Fund
-- Class B Fund
-- Class C Fund
-- Compliance Test
-- Corporate Bond Fund—General
-- Corporate Bond Fund—High Yield
-- Declining Load
-- Deferred Fees
-- Discrimination Testing
-- Emerging Growth Fund
-- Equity-Income Fund
-- ERISA
-- Exit Charge
-- Expense Ratio
-- Fiduciary
-- Foreign Stock Fund
-- Form 5500
-- Front-end Load
-- Full-Service Plan
-- Fund Family
-- Fund Manager
-- Government Bond Fund—General
-- Growth Fund
-- Growth and Income Fund
-- Highly-compensated Employee
-- Index
-- Load (Load Fund)
-- Management Fee
-- Money Market Fund
-- Mutual Fund
-- Mutual Fund Company
-- NASD
-- Net Asset Value (NAV)
-- Negative Elections
-- No-Load Fund
-- Passive Enrollment (a.k.a., Automatic Enrollment or Negative Elections)
-- Plan Sponsors
-- Plan Vendors
-- Portfolio
-- Prospectus
-- Rollover
-- Russell 2000
-- S & P 500 Composite
-- Sales Charge
-- SEC
-- Service Requirement
-- Shares
-- Specialty Fund
-- Stock Funds (a.k.a., Equity Funds)
-- Summary Annual Report (SAR)
-- Summary Plan Description (SPD)
-- Third-Party Administrator (TPA)
-- Ticker Symbol
-- Vesting
-- World Bond Fund
-- World Stock Fund
-- Wrap Fee
Go now to Glossary of 401k Terms.
Home (go now!)
The tip of the iceberg of all that Web 401k affords, including:
-- Keep More of Your Hard-Earned Money
-- One-Person Plans Available
-- Renown Investment Choice
-- Patented 401k Management Tools
Go now to Home.
Investments: Main Page (go now!)
Topics covered:
-- With Web 401k, You Select Your Plan's Investments
-- View Lists of Potential Investments
-- Help Is Available With Choosing Your Plan's Investments
-- Things to Consider in Selecting Your 401k Plan Investments
-- Mutual Funds Are Popular With 401k Investors
-- It's Easy to Get Investment Performance Information
-- Risk, Return and 401k Investing
-- Important Information
-- Watch for Hidden Fees
-- Common Investment Types
-- Common Investment Terms
-- Common Investment Objectives
Go now to the main Investments page.
Investments: No Load Mutual Funds (go now!)
Topics covered:
-- Mutual Fund Families Available with Web 401k
-- Mutual Funds Are the #1 Choice of 401k Investors
-- No Load versus Load Mutual Funds and Web 401k
-- Add Self Directed Brokerage Accounts, If You Like
-- Choosing a Family of No Load Mutual Funds for Your 401k
-- Interested in a Fund Group Not Listed Herein?
-- It's Easy to Get Mutual Fund Performance Information
-- A Few Comments About Risk, Return and Investing
-- A Few Comments About Frequent Trading of Mutual Funds
-- Mutual Fund Expense Fees
-- Watch for Hidden Fees
-- Our Policy Regarding All Asset Based Fees
Go now to No Load Mutual Funds.
Investments: Self Directed Brokerage Accounts (go now!)
Topics covered:
-- Listing of Self Directed Brokerage Accounts Available with Web 401k
-- Self Directed Brokerage Accounts Offer Unparalleled Choice
-- Add a Family of No Load Mutual Funds, If You Like
-- It's Easy to Get Mutual Fund Performance Information
-- A Few Comments About Risk, Return and Investing
-- A Few Comments About Frequent Trading of Mutual Funds
-- Mutual Fund Expense Fees
Go now to Self Directed Brokerage Accounts
Legal Notes (go now!)
Topics covered:
-- General Comments
-- Trademarks, Patents and Copyrights
-- Warranties
-- Applicable Laws
-- This Website and Sites Linked To It
-- Information You Transmit to Us (by any means)
-- Mutual Funds, Self Directed Brokerage Accounts, Investing, and NASD License Information
-- General Information
-- End-User License Agreement
-- The 401(k) Pro Privacy Pledge
Go now to Legal Notes.
Links to Potentially Useful Websites (go now!)
Topics covered:
-- 401k Related Sites
-- Miscellaneous Business Related Retail Sites
-- 401k Related Government Sites
-- Link Your Website to the Web 401k Website
Go now to Links to Potentially Useful Websites.
Money Back Guarantee (go now!)
Topics covered:
-- The Web 401k 15 Day Money Back Guarantee
-- You're Never Locked Into the Self Service 401k Setup
Go now to Money Back Guarantee.
Plan Conversions (go now!)
Topics covered:
-- Converting an Existing 401k to Web 401k Takes Only Days
-- Plan Conversions Are Free
-- Save Money by Switching to Web 401k
-- Keep Your Existing Investments or Choose from Hundreds of New Ones
-- Getting Started
-- You're Never Locked In
Go now to Plan Conversions.
Plan Participant Gateway (go now!)
Topics covered:
-- Introduction
-- The Plan Participant Gateway
-- Participants Update Information Themselves
-- Participants Monitor, Model and Apply for Loans, Transfers and Distributions Themselves
-- Participation is More Than Just Password Protected
Go now to Plan Participant Gateway.
Plan Sponsor Gateway (go now!)
Topics covered:
-- Introduction
-- The Plan Sponsor Gateway
-- Plan Configuration Functions
-- Day to Day Plan Management Functions
-- Forms and Reports
Go now to Plan Sponsor Gateway.
Pricing (go now!)
Topics covered:
-- Two Levels of Pricing
-- Setup Fee Is a One Time Charge
-- Setup Fee Is Generally IRS Rebatable
-- Price Comparisons
-- Pricing Is All Inclusive
-- Money Back Guarantee
-- Most Technical Support Is Free
-- Plan Conversions Are Free
-- IRS Reporting Help Is Free
-- No Trustee Fees
-- Even Taxes Are Included
Go now to Pricing.
Quick Info (go now!)
Topics covered:
-- Why Offer a 401k?
-- Why Choose Web 401k as that 401k?
-- The Web 401k Price Advantage
-- The Web 401k Investment Advantage
-- Web 401k's Quick Access Advantage
-- How Online Self Service Plan Management and Participation Work
-- Features for Plan Sponsors
-- Features for Plan Participants
-- Journalistic Praise
-- Try the System Out for Free
Go now to Quick Info.
Referral Partner Program (go now!)
Topics covered:
-- The Referral Partner Program
-- You Can Earn Money Effortlessly
-- Everyone Is Eligible
-- Referral Partner "Responsibilities"
-- Sign Up Today to be a Referral Partner
-- Referral Partner Application
Go now to Referral Partner Program.
System & Processing Features (go now!)
Topics covered:
-- Please Note
-- General System Features
-- Account Setup and Maintenance
-- 401k Contribution Processing Features
-- 401k Loan Processing Features
-- 401k Distribution and Transfer Processing Features
Go now to System & Processing Features.
Technical Support (go now!)
Topics covered:
-- Free Support and Training to Get Your 401k Plan Off the Ground
-- Continuing Support: The Easy Support Program (ESP)
-- ESP Fees and Free Services
-- Please Note
Go now to Technical Support.
To Order: Main Page (go now!)
Topics covered:
-- Complete the Appropriate Order Form
-- The Order Fulfillment Process
-- Use Our Order Forms to Request Information
Go now to To Order.
To Order: Conversion Plan Order Form (go now!)
Topics covered:
-- Introduction
-- Define Your Existing Plan and How You Want It Reshaped for Use with Web 401k (43 step form)
Go now to the Conversion Plan Order Form.
To Order: First Plan Order Form (go now!)
Topics covered:
-- Introduction
-- Define Your New Plan (39 step form)
Go now to the First Plan Order Form.
To Order: 401k-for-One Order Form (go now!)
Topics covered:
-- Introduction
-- Define Your New Plan (28 step form)
Go now to the One-Person Plan Order Form.
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